Once a deposit is recorded in your settlement account, i.e., your current account, the fixed deposit for the stated investment is opened. You will receive a confirmation by mail once the opening has been successfully completed. For more information, you can contact us at +49 69 255 10 200.

Yes, your deposits are safe. We are a member of the German Banks’ Compensation Scheme (EdB). The sight deposits of our private customers are protected up to an amount of 100,000 EUR (for married couples up to 200,000 EUR) in accordance with the statutory deposit insurance. For more information, you can contact us at +49 69 255 10 200.

Opening a fixed deposit account at KT Bank is easy. You can do this either in person at one of our branches or conveniently via an application form on our website. You can find the relevant form under Application Forms. or directly via this link: Fixed Deposit Account Application Form. For more information, you can contact us at +49 69 255 10 200.

To obtain an exemption order for capital gains and an application for spousal/life partner cross-loss calculation, please visit our website. You can find the corresponding form in the menu under “Service – Forms – Individual Forms”.

Form: Here

Additional Information: Yes, a current account at KT Bank is required to open a fixed deposit account. Your monthly savings amounts will be debited directly from your KT current account. The returns or your savings can also be paid out to the same account. The exemption form is available on our website. For more information, you can contact us at +49 69 255 10 200.

To extend your fixed deposit account, simply call our Service Center at +49 69 255 10 200. We will be happy to advise you about the current conditions. After the conversation, you will receive an opening form by mail, or you can conveniently download it under the “Service – Forms” menu on our website.

You can request a tax certificate for the year once the return and the investment have been posted to your settlement account. Please contact us by phone at +49 69 255 10 200 to arrange this.

Yes, the deposit insurance, guaranteed by the German Deposit Protection Fund (EdB), provides protection for the fixed deposit account up to €100,000. If you have any questions, please contact our service center at +49 69 255 10 200.

No, cancellation at any time during the term is not possible. In certain exceptional cases, such as loss of employment or similar situations, special regulations apply, which you can find in our terms and conditions. If you have any questions, please contact our service center at +49 69 255 10 200.

No, similar to the current account, the fixed deposit account is also completely free of charge, and no fees are incurred. If you have any questions, please contact our service center at +49 69 255 10 200.

Yes, to open a fixed deposit account at KT Bank, a current account is required. This allows for the one-time debit of the agreed amount for the fixed deposit investment, according to the term of the fixed deposit account, from your KT current account. Your returns or the accumulated capital will be transferred to the same account at the end of the term. If you have any questions, please contact our service center at +49 69 255 10 200.

The returns for the fixed deposit account are variable and can be calculated at any time using our online calculator. If you have any questions, please contact our service center at +49 69 255 10 200.