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Current Account
The KT GiroKonto is your all-in-one gateway to smarter financial solutions – easily managed via app, available 24/7, and perfectly designed for modern banking.
What’s included:
- Gold Account
- Fixed-Term Savings Account
- Savings Account
- Investment Account
- Instant & SWIFT Transfers
- Multi-Currency Account
Your Benefits:
GoldAccount
With the KT GoldKonto, you can invest in physical, LBMA-certified gold starting from just €1 – fully digital, completely fee-free, and easily managed via app or online banking.
What’s included:
- Digital gold purchases from as little as €1
- Real, physically backed gold investment
- Buy and sell anytime with full flexibility
- Easy online control via app
Your Benefits:
- €0 account and transaction fees
- Fine gold certified by the LBMA
- No fixed investment term
- Home delivery available from 10g
Jetzz Card
With the KT Jetzz Card, you can conveniently pay for purchases from €10 in installments – online or in-store. Manage everything digitally and transparently via the KT Banking App – fast, secure, and with no annual fee.
How it works:
- Pay as usual with the Jetzz Card
- Right after your purchase, you’ll receive an SMS with all installment details
- Repayment is done automatically in 1, 3, 6, 9, 12, 18, or 24 monthly installments
Benefits:
- Installment payments starting from €10
- Flexible terms: 3 to 24 months
- Credit limit up to €25,000
- No annual fee
- Full control via the app
Car Financing
Finance your dream car online – flexible, paperless, and with instant approval via app or website.
Your Benefits:
✓ Financing for new and used vehicles
✓ Instant approval with terms up to 100 months
✓ Final balloon payment option available
✓ Payout within 1–2 business days
Consumer Financing
Get up to €50,000 – apply online, calculate instantly, and skip the branch visit entirely.
Your Benefits:
✓ Fast approval decision
✓ 100% digital application
✓ Financing up to €50,000
✓ Flexible terms tailored to you
✓ No hidden fees
Real Estate Financing
Use our free pre-check to find out how much property financing is possible for you.
Your Benefits:
✓ Interest rates starting from 4.39% p.a.
✓ Financing possible even without a down payment
Jetzz Card
With the KT Jetzz Card, you can easily split purchases from just €10 into flexible installments – online or in-store.
Your Benefits:
✓ Full control via the app
✓ Flexible terms: 3 to 24 months
✓ Credit limit up to €25,000
✓ No annual fee
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