KT Fixed-Term Deposit Account

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The KT Fixed-Term Deposit Account – Safe investment at top conditions

No fees or hidden costs, guaranteed profits: With the KT time deposit account, you benefit from excellent conditions with maximum security. This is because the interest rate is stable over the entire term. As a member of the Compensation Scheme of German Banks, your deposits with KT Bank are also protected by law up to €100,000. An account without risk.

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How to apply for your KT Fixed Deposit Account –
Simple Step-by-Step

Open your free Current Account now and manage your investments easily via mobile banking.

Quick and easy start:

Open a free Current account online in just a few minutes – from anywhere, anytime.

Get access:

Once your account is activated within minutes, you will have instant access to mobile banking and your IBAN.

Set up your Fixed Deposit:

Transfer the desired amount and set up your fixed deposit account in just a few clicks. In the banking app, select Accounts → Account type → Fixed Deposit, then choose the term and the amount.

Why choose the KT Fixed Deposit Account?

Secure and guaranteed returns: Benefit from stable, guaranteed returns throughout the entire term.

Flexible terms: Choose a term that suits you, from 3 to 60 months.

Individual investment amounts: Start your investment with as little as €1,000 and adjust it according to your needs.

Maximum security: Your deposits are protected up to €100,000 by the statutory deposit guarantee scheme.

No hidden costs: Transparency is our priority – no fees or additional charges.

It pays to save with the KT Fixed-Term Deposit Account

  • No fees or hidden costs
  • Guaranteed profits
  • Flexible terms
  • Safe investment

KT Fixed-Term Deposit Account –
All important information at a glance

Function

The fixed-term deposit is a financial investment with guaranteed profits over the agreed term.

Returns

The higher the investment amount and investment period, the greater the return. The guaranteed return increases as the term is extended.

Deposit insurance

The invested fixed-term deposit is legally protected up to an amount of €100,000 per person.

Term

The investment period can be selected flexibly. At the end of the term, the investment amount including the return will be paid out.

KT Fixed-Term Deposit Account
“When I think about banking, I want to have a good feeling.”

Make a difference with money, do good and earn something in the process: Isn’t that what you want, too? We are the responsible partner at your side. Watch Miriam’s film, let her convince you of the investment opportunities at KT Bank and make your money grow.

Top Conditions and Full Control with the KT Bank App

Take advantage of the top conditions of your KT Fixed Deposit Account and easily manage your investments with the KT Bank App. Keep track of your balance and earnings at any time – conveniently and flexibly via your smartphone. The app also allows you to carry out all transactions for your KT Bank accounts on the go, keeping full control of your finances.

How does the KT Fixed-Term Deposit Account work?

With individual investment amounts and flexible terms, the KT Fixed-Term Deposit Account offers a compelling solution for your financial needs. To open your personal KT Fixed-Term Deposit Account and deposit your chosen investment amount, you need a current account with KT Bank, known as the KT GiroKonto Current Account. Once your investment amount has been deposited into this account, your fixed-term deposit account will be automatically opened. At the end of the term, your investment and any earnings will be automatically transferred back to your KT GiroKonto.

KT Fixed-Term Deposit Account – Your Benefits at a Glance

Opening a KT Fixed-Term Deposit Account is simple and requires only a few steps. These are the basic requirements to start your secure investment with us:

  • Legal age: You must be at least 18 years old.
  • Residence in Germany: You need a permanent residence in the Federal Republic of Germany.
  • KT Current Account: An active KT GiroKonto serves as the reference account for your deposits and earnings.

Would you like to learn more about the KT Fixed-Term Deposit Account?

Our competent staff is happy to provide you with unbiased advice on the benefits and conditions of the KT Fixed-Term Deposit Account. Visit us in one of our branches – even without an appointment – and receive comprehensive advice. We look forward to assisting you!

Get in touch!

As a KT Bank Customer, open your KT Fixed-Term Deposit Account in just a few steps and benefit from the numerous advantages. Not yet a KT Bank customer? Then open your KT Current Account first – easily online or visit one of our branches near you.

Do you have further questions or are you interested in our offer and services? Then contact your customer advisor or send us an email to service@kt–bank.de. We are happy to serve you!